Coin appraisal for estate, insurance, divorce and tax

Inheritance and estates

Coin collections are often the hardest part of an estate to value: hundreds of pieces, some worth face value, a few worth a lot. A written appraisal gives all heirs the same basis for a fair division and helps prevent disputes. Where inheritance tax applies, what usually counts is the market value on the date of death – the appraisal documents it for that date.

Insurance

Household policies often cover coins and precious metals only up to a low limit. After a theft or fire you must prove what was lost. An appraisal made beforehand – with photos, description and value – makes the claim much easier.

Divorce and separation

When shared property is divided, both sides need a value they can accept. An independent expert with no interest in buying the collection gives a neutral figure.

Gifts, donations and tax

Giving coins to your children or donating them can have tax consequences, and the authorities may ask how the value was determined. Ask your tax adviser which requirements the appraisal must meet.

What the notarized signature means

The expert signs your appraisal in person before a notary. The notary confirms who signed it – so heirs, insurers and authorities know the appraisal really comes from the named expert. The notarization refers to the signature, not to the value: the value is the expert's professional opinion.

How it works

Start with a free estimate from photos of the most interesting pieces. If it points to real value, order the written appraisal – fixed prices from CHF/EUR 290, never a percentage of the value. See prices.